Financial Performance of Converted Commercial Banks from Non-Banking Financial Institutions: Evidence from Bangladesh

• 발행기관: 한국유통과학회
• 저자명: Md. Abu Issa GAZI Md. Atikur RAHAMAN Shaikh Sabbir Ahmed WALIULLAH Md. Julfikar ALI Zahidur Rahman MAMOON
• 간행물 정보: 『The Journal of Asian Finance, Economics and Business(JAFEB)』Vol. 8 No.2, 923~931쪽, 전체 9쪽
• 주제분류: 경제경영 > 경제학
• 파일형태: PDF
• 발행일자: 2021.02.28

영문 초록

The aim of the present study is to analyze the financial performance of converted commercial bank from non-banking financial institution through a case study of Bangladesh Commerce Bank Limited as sample organization. It is observed that the bank is able to achieve a stable growth rate in total deposits, total loans and advances, and net income after tax during the period of 2015–2019. Researchers also calculated some ratio analysis and noticed that the financial position of Bangladesh Commerce Bank Limited was not so strong because bank’s ROA, ROE, NIM and other ratios were below standard. Researchers used secondary data that were examined by using descriptive statistical tools and panel data regression model. Result shows that Bangladesh Commerce Bank has satisfactory operating efficiency, assets management efficiency, and gives loans to customers. In addition, the present study has tested some hypotheses regarding net income after tax, ROA and ROE with total assets, total loans, total deposits and interest income. These hypotheses have been accepted, which means there is no significant influence of the independent variable on the dependent variable. The study suggests that Bangladesh Commerce Bank Limited had the opportunities to make their financial position stronger by utilizing their good financial position and management efficiencies

목차

1. Introduction

2. Literature Review

3. Methodology

4. Data Analysis and Results

5. Discussion

6. Conclusion

키워드

Commercial Bank Financial Performance Financial Institution Net Income Deposit