국제전자결제시스템으로서 CHIPS에 관한 연구

• 영문명: A study on the CHIPS in the Cross-Border Payment System: compared with Fedwire
• 발행기관: 한국통상정보학회
• 저자명: 이병렬(Byeong-ryul, Lee) 이천우(Cheon-woo, Lee)
• 간행물 정보: 『통상정보연구』제8권 제4호, 73~90쪽, 전체 18쪽
• 주제분류: 사회과학 > 무역학
• 파일형태: PDF
• 발행일자: 2006.12.30

영문 초록

This article want to discuss on comparative research between CHIPS and Fedwire as the cross-border payment systems which America have and use at present. CHIPS is a New York-based automated private-sector clearing facility for large-dollar transfers. It is a central switch communication and settlement system whose 53 participating banks exchange same-day payment messages over dedicated communication lines linking each one to the CHIPS central computer. On January 22, 2001, CHIPS introduced immediate finality for payment released from the CHIPS queue. Unlike the Fedwire system, The CHIPS system is not a real-time gross settlement system. Instead, CHIPS is hybrid system that uses a computer program to select payment order in a queue for release to the receiving bank. CHIPS are governed by CHIPS Rules and Administrative Procedures. Fedwire system is a nationwide electronic fund-transfer system facilitating same-day transfers throughout the United States. It is a gross settlement system providing immediate credit to the receiving bank’s master account. Communicating between a Federal Reserve Bank and Fedwire users can be either on-line or off-line. Fedwire transfers are governed by Subpart B of Regulation J, issued by the Federal Reserve Board, which incorporates U.C.C. Article 4A but preempts or supersedes any of its inconsistent provisions.

목차

Ⅰ. 서론

Ⅱ. 결제구조상의 비교

Ⅲ. 결제운용상의 비교

Ⅳ. 책임한계상의 비교

Ⅴ. 결론

<참고문헌>

키워드

CHIPS Fedwire Settlement Bank Transfers