汽车金融公司多维盈利能力分析工具的应用探索

• 영문명: Exploration of the Application of Multidimensional Profitability Analysis Tools for Automotive Finance Companies
• 발행기관: YIXIN 출판사
• 저자명: 孙煜 李远宏 沈静
• 간행물 정보: 『Journal of Humanities and Social Sciences』제1권 제1호, 145~158쪽, 전체 14쪽
• 주제분류: 사회과학 > 교육학
• 파일형태: PDF
• 발행일자: 2023.07.31

국문 초록

本文结合国内外专家针对汽车金融的理论研究和实践，采用主成份分析法选取 ROE、ROA和 RCRA 来构造代表公司盈利能力的综合指数。根据平衡记分卡四维度分析影响汽车金融公司效益指数可能存在的因素，然后运用德尔菲法获取最终指标集，结合汽车金融公司的行业情况，选取影响因子，在现有研究成果的基础上，设计了盈利能力与企业成长性、不良贷款率等相关性的模型，并实证研究 2011-2020 年国内全部 25 家汽车金融公司，分析影响盈利能力的各因子的关系，最后根据研究结论，结合我国汽车金融行业实际情况提出合理的建议。

영문 초록

This article combines the theoretical research and practice of domestic and foreign experts on automotive finance, and uses principal component analysis to select ROE, ROA, and RCRA to construct a comprehensive index representing the company's profitability. Based on the four dimensions of the balanced scorecard, this paper analyzes the possible factors that affect the efficiency index of auto financing companies, and then uses the Delphi method method to obtain the final Index set. Combining the industry situation of auto financing companies, this paper selects the influencing factors. On the basis of the existing research results, this paper designs a model for the correlation between profitability and enterprise growth, non-performing loan ratio, and empirically studies all 25 domestic auto financing companies from 2011 to 2020, Analyze the relationship between various factors that affect profitability, and finally propose reasonable suggestions based on research conclusions and the actual situation of China's automotive finance industry.

목차

Ⅰ. 引言

Ⅱ. 理论分析与研究假设

Ⅲ. 研究设计

Ⅳ. 实证检验结果

Ⅴ. 结论

키워드

汽车金融公司 主成分析法 德尔菲法 多维盈利分析 Automotive Finance Company Principal Component Analysis Method Delphi Method Multidimensional Profit Analysis