모바일 기기를 활용한 고객 개시 카드결제 시스템 설계 및 구현

• 영문명: Design and Implementation for Card Holder Initiated Card Payment System Using the Mobile Devices
• 발행기관: 한국IT서비스학회
• 저자명: 서문석(Moon Seog Seo)
• 간행물 정보: 『한국IT서비스학회지』한국IT서비스학회지 제13권 제4호, 245~254쪽, 전체 10쪽
• 주제분류: 경제경영 > 경영학
• 파일형태: PDF
• 발행일자: 2014.12.31

영문 초록

Payment system is defined as the various contracts and operating facilities for the transfer of monetary value to clear the relationship between credit and debt. Payment systems essentially require the efficient and reliable operations. Card-based payment systems are developed practically and creatively in accordance with the progress of ICT. Especially in mobile environment with intelligent mobile devices such as smart-phones and tablets, a variety of payment services are provided. Existing card-based payment services are configured by the payment transaction initiated by the merchants card acceptance and then swiping into the CAT (Card Authorization Terminal) to begin the transaction. The merchant initiated payment services are now applied to the Wireless CAT (W-CAT) for mobile environment. That kind of payment services cause many problems such the illegal card information leaks and the lingering threat of W-CAT theft. Also, the use of many W-CATs increased cost to the merchant. In this paper, we propose the card holder initiated card payment system using the intelligent mobile devices in mobile environment for solving problems of the existing merchant initiated card payment system and coping effectively with the activation of a wireless data network and changes of information technology.

목차

Abstract

1. 서론

2. 기존 카드 결제 시스템

3. 고객 개시 카드 결제 시스템

4. 제안 시스템 검토

5. 결론

References

키워드

Payment System Card Authorization Terminal Mobile Devices