국내은행 외환수수료의 국제경쟁력 비교

• 영문명: The Comparison for International competitiveness of Domestic Banks’ Foreign exchange commissions
• 발행기관: 한국통상정보학회
• 저자명: 안영태(Yeung-Tae Ahn)
• 간행물 정보: 『통상정보연구』제10권 제1호, 315~327쪽, 전체 13쪽
• 주제분류: 사회과학 > 무역학
• 파일형태: PDF
• 발행일자: 2008.03.30

영문 초록

According to the Bank Profitabilities Statistics of OECD members, Our domestic banks applying commissions for both exchange and selling/buying foreign currencies are evaluated as much higher than those of other countries banks. The theory indicates an analysis results and comparison in between banks over the world. Our domestic bank assert that, in general, the aggregated banking commission income is lower than those of other countries by comparing in the field of non-interests profits. Viewing by another analysis in details, some commission rate applying to domestic services are far below than cost basis, but other commission rate applying to foreign currency transaction services is abnormally higher. Such unfair rate should be lowered to the similar level to other banks in the world and also the actual cost should be reasonably reevaluated in the reasonable manner. One more thing, The writer suggest that domestic banks should spend efforts to increase their income by improving and diversifying with the various type of new commissions applied to domestic market, such as multi-functional financial services, expanding ATM services, electronic settling technique etc under today’s rapidly changing and opening world financial market.

목차

Ⅰ. 서언

Ⅱ. 국내은행 외환수수료의 현실

Ⅲ. 국내은행 외환수수료의 국제경쟁력 개선방향

Ⅳ. 결언

참고문헌

Abstract

키워드

Banks exchange commission Bank competitiveness