소비자파산절차 및 면책절차의 개선방안에 대한 고찰

• 영문명: A Study of the Improvement of the Consumer Bankruptcy Procedure and Indemnification Procedure
• 발행기관: 원광대학교 법학연구소
• 저자명: 김용길(Kim Yong Kil)
• 간행물 정보: 『원광법학』제29권 제4호, 85~118쪽, 전체 33쪽
• 주제분류: 법학 > 법학
• 파일형태: PDF
• 발행일자: 2013.12.30

영문 초록

The title of this thesis is "A Study of the Improvement of the Consumer Bankruptcy Procedure and Indemnification Procedure." It would be difficult at the present moment to predict exactly what problems may arise in the future. Koreans can vividly remember that they had to bite the bullet during the 1997-98 Asian financial crisis. Many of them lost jobs and suffered from drastic corporate and financial restructuring. Then they popped the bottle of champagne too early, emerging from the turmoil in less than two years. They spent more than what they earned, leading to a credit card crisis in 2003 that made over 4 million people credit defaulters. The listed defaulters face restrictions on financial activities and employment. Korea introduced consumer bankruptcy system as a measure to save personal debtors from debt around the time of IMF rescue funds. In order to provide debtors with an opportunity for a fresh start, it is necessary to improve the consumer bankruptcy system. Consumer counseling and training are considered particularly important. However, consumer bankruptcy system exempts personal debtors from debt even when it sacrifices the credits, so it needs social reconciliation when determining the range of exemption of personal debtors. Consumer bankruptcy system should compare and decide how to minimize the ethical laxity of debtors and how much sacrifice of creditors should be demanded.

목차

Ⅰ. 서론

Ⅱ. 소비자파산절차의 법리

Ⅲ. 소비자파산절차 및 면책절차

Ⅳ. 소비자파산절차 및 면책절차의 개선방안

Ⅴ. 결론

참고문헌

ABSTRACT

키워드

소비자파산 면책절차 새 출발정책 구제이론 신용불량자 Consumer Bankruptcy Indemnification Procedure The Fresh Start Policy Rescue Theory Defaulter