범죄로 인한 보험사고와 보험자의 책임

• 영문명: Insurer's liability to indemnify to the events arising by criminal acts
• 발행기관: 한국보험법학회
• 저자명: 양승규(Yang Seung Kyu)
• 간행물 정보: 『보험법연구』제1권 제2호, 1~12쪽, 전체 12쪽
• 주제분류: 법학 > 법학
• 파일형태: PDF
• 발행일자: 2007.12.30

영문 초록

Insurance system aims at distributing various risks incidental to human economic activities through the insurance community, and preparing the contingent casualties. Insurance contract must not be abused to deceptive or arbitrary purposes, and insurance system is a best one discovered by human reason. Insurance contract is an aleatory contract against fortuitous events, but excepted perils are not covered by it. Insured's death or injuries arising by intentional criminal act or criminal act are not accidental events, insurer's liability to pay the insured's money must not be permitted. The current approach(Korean Commercial Act §732-2) which provides "In the case of an insurance contract covering death as an insured event, the insurer shall not be discharged from its liability, even though the insured event happens by reason of gross negligence of the policyholder, insured or beneficiary." must be revised, because it permits insurer's liability owing to the failure to prove the insure's intent.

목차

Ⅰ. 머리말

Ⅱ. 범죄로 인한 보험사고와 면책사유

Ⅲ. 피보험자의 범죄행위로 인한 인신사고와 보험자의 책임

Ⅳ. 맺는말

키워드

범죄로 인한 보험사고 면책사유 범죄행위 인신사고 도덕적 위험 criminal acts aleatory contract Insured's death Korean Commercial Act §732-2 aleatory contract