The Impact of Credit Concentration on Firm Performance

• 발행기관: 한국유통과학회
• 저자명: Fadi Kamal ALFARAJ Qasem HAMOURI
• 간행물 정보: 『The Journal of Asian Finance, Economics and Business(JAFEB)』Vol. 8 No.6, 769~778쪽, 전체 10쪽
• 주제분류: 경제경영 > 경제학
• 파일형태: PDF
• 발행일자: 2021.06.30

영문 초록

This study aimed to identify the impact of credit concentration on the performance of Jordanian commercial banks listed on the Amman Stock Exchange (ASE). The study sample consisted of 13 commercial banks during the period 2010–2019. The results showed that there is no statistically significant impact of credit concentration on financial performance as measured by ROA, ROE, and EPS, while there is a positive and statistically significant impact of bank size on the financial performance as measured by ROA and EPS. Also, there is no statistically significant impact of bank size on financial performance as measured by ROE. The results also showed that there is a negative impact of financial leverage on financial performance as measured by ROA, ROE, and EPS. The study recommended that commercial banks focus on all the elements in evaluating and determining their level of financial performance and work to compare the credit concentration in commercial banks with one another and ensure that a certain percentage of credit concentration exists to maintain the quality of work of these commercial banks and to achieve a high level of financial performance.

목차

1. Introduction

2. Literature Review

3. Research Methodology

4. Results

5. Conclusion

키워드

Credit Concentration Commercial Banks Financial Performance Amman Stock Exchange