베이비부머 세대의 부동산자산 특성 및 보유·처분 행태에 관한 연구

• 영문명: A Study on the Real Estate Assets’s Characteristic and Holding and Disposition Behavior for the Baby Boom Generation -Focusing on Housing Assets in the Held by the Seoul City Baby Boom Generation-
• 발행기관: 한국지역개발학회
• 저자명: 신한호(Shin, Han-HO) 박태원(Park, Tae-Won)
• 간행물 정보: 『한국지역개발학회 세미나 논문집』2015년 추계학술대회 발표집, 1~15쪽, 전체 15쪽
• 주제분류: 사회과학 > 지역학
• 파일형태: PDF
• 발행일자: 2015.11.30

영문 초록

This paper analyzed the present condition of possessing assets and the tendency of the type of residence for the baby boom generation, which accounts for 14.5% of the Korean population. It found out that as the baby boomers had their own families after the middle of the 1980s, the demand for apartment houses increased explosively. This way, the baby boom generation had a big influence on the Korean real estate market. Especially, they increased their assets the most because of the upturn in the real estate market. They believed in the future of the real estate market in that they expected to increase their assets through real estate. As for the types of residences, the younger the people are, the more likely they are to live in an apartment. The older the people are, the more likely they are to live in a detached house. As for housing tenure types, owing a house had the highest percentage, which was 59%. This means that people typically live in their own apartment. 92.3% of the baby boomers said they want to live in their own house to maintain stability in their old age after retiring. 65.5% said that they want to live near Seoul, where they can still have medical/welfare services, enjoy leisure activities, such as culture and education, and live near their family members. The largest percentage of people considered the surrounding environment the most when they moved. Also, the largest number of people wanted to move within 10 years after retiring, and they wanted to move to a country house. In the baby boom generation, more people wanted to hand down and give their assets directly to their grandchildren. It shows that more people want to lower their tax burden through ”generation skipping transfer” and transfer their assets to the third generation stably. The most common type of inheritance and giving is real estate. Recently, the use of ”real estate trust” is increasing. This is the effect of system changes related to inheritance and giving, such as the introduction of ”living trust for will substitute” and ”trust for beneficiary in succession.” The use of real estate trust is expected to continue to increase.

목차

1. 서 론

2. 베이비부머 세대 개념 및 자산·부채 현황

3. 해외 베이비부머 부동산자산관리 특성분석

4. 실증분석 모형 및 변수설정

5. 결론 및 시사점

참 고 문 헌

키워드

베이비부머(Baby Boom) 부동산자산(Real Estate Possession) 거주형태(Types of Residences) 상속 및 증여유형(Type of Inheritance and Giving)