중국 원저우(溫州)시의 민간대출 위기와 금융개혁에 관한 연구

• 영문명: Private lending crisis in Wenzhou and financial reform
• 발행기관: 대한중국학회
• 저자명: 서석흥(徐錫興)(Seo, Seok-Heung) 민장환(閔壯煥)(Min, Jang-hwan)
• 간행물 정보: 『중국학(구중국어문론집)』中國學 第52輯, 233~252쪽, 전체 20쪽
• 주제분류: 인문학 > 기타인문학
• 파일형태: PDF
• 발행일자: 2015.09.14

영문 초록

Wenzhou, as well-known city as the most civil-led economy in China, had faced the economic difficulty since 2010 due to private-lending problems and industrial upgrade issues. Especially, private-lending with extremely high interest, which had prevailed among most citizen and small and medium company, led Wenzhou economy to financial difficulties. In 2011, Chinese government decided to designate Wenzhou as ‘Specialized District for Financial Reform’ in order to overcome ‘Wenzhou Private-Lending crisis’. During three years from Government’s decision, Wenzhou have performed most of the action plans according to ‘Financial Reform 12 Article’. Wenzhou’s financial reform influenced other cities in China to normalize the private lending system through the enactment of the financial laws established by local Government for the first time in China. In March 2015, Wenzhou also declared to start ‘New Financial Reform’ to implement its policy for financial reform continuously. The successful implementation of Wenzhou’s financial reform will be one of the barometers to decide the Government-led Financial reform in the future.

목차

1. 머리말

2. 원저우시의 민간대출 위기

1) 위기의 내용과 원인

2) 위기가 원저우 경제에 미친 영향

3. 원저우시 정부의 위기 대응 금융개혁

1) 1차 금융개혁 (2012년 3월)：金改 12條

2) 2차 금융개혁 (2015년 3월)：金改 新12條

4. 맺음말

키워드

원저우 민간대출 금융개혁 12조 신12조 Wenzhou Private Lending Financial reform Article 12 New Article 12