CMTO: 디지털 자산 시대의 부동산 토큰 증권 활성화 방안 연구

• 영문명: CMTO: An Inquiry into the Activation for Real Estate Security Token of the Digital Asset Hour
• 발행기관: 한국IT서비스학회
• 저자명: 이정민 이민혁
• 간행물 정보: 『한국IT서비스학회지』제22권 제4호, 81~95쪽, 전체 15쪽
• 주제분류: 경제경영 > 경영학
• 파일형태: PDF
• 발행일자: 2023.08.31

영문 초록

The emergence of Security Token has revolutionized the way assets are traded, bringing efficiency, transparency, and accessibility to the market. However, the Real Estate Security Token market faces challenges, particularly in terms of liquidity. The CMTO(Collateralized Mortgage Token Obligation) model addresses this issue by introducing a novel approach that combines the benefits of NFT(Non-Fungible Token), STO(Security Token Offering), and CMO(Collateralized Mortgage Obligation) techniques to enhance liquidity and promote investment in Real Estate Security Token. The CMTO framework functions by allowing DABS token investors to leverage their tokens as collateral for loans. These token-collateralized loans are pooled together and form the basis for issuing Sequential CMO named CMTO. The CMTO represent a diversified portfolio of token-collateralized loans, providing investors with options based on their financial goals and risk preferences. By implementing CMTO, the Real Estate Security Token market can overcome liquidity challenges, attract a broader range of investors, and unlock the full potential of digital assets in the real estate industry.

목차

1. 서론

2. 이론적 배경

3. CMTO(Collateralized Mortgage Token Obligation) 모델 제안

4. 제안 모델의 효과

5. 결론

참고문헌

키워드

CMTO Digital Asset Real Estate Security Token DABS Blockchain CMO STO NFT