2015 영국보험법에서 최대선의원칙과 보험자의 공정표시 의무에 관한 연구

• 영문명: A Study on the Duty of Fair Presentation of the Insurer and Doctrine of Utmost Good Faith in the UK Insurance Act 2015
• 발행기관: 한국무역연구원
• 저자명: 김재우(Jae-Woo Kim)
• 간행물 정보: 『무역연구』제17권 제3호, 189~205쪽, 전체 17쪽
• 주제분류: 경제경영 > 무역학
• 파일형태: PDF
• 발행일자: 2021.06.30

영문 초록

Purpose This thesis aims to provide a comparative analysis of the doctrine of utmost good faith and mutual duties of the insurer and the insured in the UK insurance laws and regulations and to identify remedies that may be used in violation of an insurer s duty of fair presentation of risks. Design/Methodology/Approach This paper reviews through the analysis of judicial precedents on the doctrine of utmost good faith and the insurer’s duty of fair presentation of risks in the Marine Insurance Act 1906 and the Insurance Act 2015. Findings The interpretation of the doctrine of utmost good faith may be wider after the coming into force of IA by imposing further duties on both insureds and insurers. This can be seen as an advantage to use the doctrine as an interpretative principle for not only the interpretation of the duty of fair presentation, but also to impose implied terms affecting both insurers and insureds. Therefore, the courts may now be able to imply clear insured’s post-contractual duties and insurers’ pre and post contractual duties based on the doctrine of utmost good faith. The study proposes to accept damages as the impact of implying the duties to allow damages to be claimed for the breach of this implied term. Research Implications A critical analysis of the principle of utmost good faith in UK insurance law is important in this paper, and therefore this study helps clarify this uncertainty as the legal field for remedies in the event of a breach is uncertain.

목차

Ⅰ. 서론

Ⅱ. 영국 보험법에서 최대선의 의무와 공정표시 의무

Ⅲ. 보험자의 최대선의 의무로서 위험에 대한 공정표시 의무

Ⅳ. 계약이행 시 묵시적 조건으로 보험자의 공정표시 의무와 그 위반에 대한 구제수단

Ⅴ. 결론

키워드

Marine Insurance Act 1906 The Duty of Fair Presentation of the insurer The UK Insurance Act 2015 The Utmost Good Faith