水産業協同組合의 相互金融事業에 關한 考察

• 영문명: A Study on the Mutual Credit Work of Fisheries Cooperatives in Korea
• 발행기관: 군산대학교 수산과학연구소
• 저자명: 오환종(Hwan-Jong O)
• 간행물 정보: 『군산대학교 수산과학연구소 연구논문집』제1집, 359~382쪽, 전체 24쪽
• 주제분류: 농수해양 > 해양학
• 파일형태: PDF
• 발행일자: 1994.12.01

영문 초록

The mutual credit of Fisheries Cooperatives is reciprocal financing bring overs and shorts to settlement themselves by filling each other's needs among feeble fishermen economically. The spread of mutual credit through Fisheries Cooperatives reduces private loan dependence and private loan interest rate at fishery village, and that fills up policy financing being restricted by working scale. And seeing movement side of Fisheries Cooperatives, it has done an under board to settle self-supporting foundation of primary fisheries cooperatives early. The mutual credit deposit shows about 53 times increase past an interval of a ten years. This increase rate is an epoch-making record being unparalleled in other banking facilities except Fisheries Cooperatives. Then being unparalleled increase rate, time and savings deposits increase has been contributed a great deal than demand deposits. Thinking important function factors as mutual credit growth, we can classify interior and exterior factors. The exterior factor is income of fishery household in some measure, interior factors are the high deposits interest rate and the enlargement of facilities organization. As these, they have been in a better factors, also have been a restriction factors. The restriction factors are conflict cancellation between mutual credit and them bring into existence a village vault, mutual savings and finance companies, private finance. For the sake of continuance growth rate in mutual credit as past, we should eliminate restricted factors in growth. On the other hand the better factors in growth should be act upon affirmation side continually. Consequently under circumstances not to an amicable settlement bring the fisheries fund demand as policy financing, we should do continuous and sound development of fisheries financing by means of putting in good order of fisheries cooperatives mutual credit. Surveying a problem from these viewpoints, when we study more deep and a full into a subject about growth project of mutual credit, we think to expect continuous growth in mutual credit of Fisheries Cooperatives.

목차

1. 서론

2. 상호금융의 이론적 고찰

3. 수협 상호금융사업의 현황 및 운영실태

4. 수협 상호금융예수금의 성장분석

5. 수협 상호금융사업의 성과와 과제

6. 결론

참고문헌

ABSTRACT