부동산 금융소비자 보호 체계의 평가 기준 간 중요도 분석

• 영문명: An Analysis Of The Importance Of The Evaluation Criteria Of The Real Estate Financial Consumer Protection System: Utilizing The AHP Technique
• 발행기관: 강원대학교 경영경제연구소
• 저자명: 이연재 신승우
• 간행물 정보: 『아태비즈니스연구』제13권 제3호, 227~243쪽, 전체 17쪽
• 주제분류: 인문학 > 문학
• 파일형태: PDF
• 발행일자: 2022.09.30

영문 초록

Purpose - This study surveyed real estate financial consumers and financial company staff regarding the components of the financial consumer protection system to seek detailed improvement plans for the Financial Consumer Protection Act. Design/methodology/approach - The Analytic Hierarchy Process (AHP) technique is applied. Findings - Both consumers and staff highly evaluated the importance of the preventive measures in the main classification factors. Regarding the sub-classification factors of preventive measures, consumers emphasized the responsible management of investment staff and financial institutions; however, the staff stressed the principle of effectiveness and efficiency. Regarding the elements of ex-post remedies, consumers answered that fast remedy would have a significant effect. At the same time, staff believed that punitive measures hinder free trading and investment activities. Regarding the sub-sub classification factors of prevention measures, the consumers value responsible management of staff and financial companies, while the staff tend to prefer the importance of the self-regulatory governance. Research implications or Originality - Based on the above results, financial regulatory authorities should find a balance between preventive and ex-post components once focusing on preventative measures. Our paper is one of the first research findings in this field of financial consumer protection system in Korea.

목차

Ⅰ. 연구 배경 및 목적

Ⅱ. 선행연구 및 연구의 차별성

Ⅲ. 자료 해석 및 실증분석

Ⅳ. 요약 및 결론

References

키워드

AHP Ex-post Remedy Financial Consumer Protection Act Real Estate Financial Consumer Preventive Measure