AUTO CAR OWNERS LIABILITY INSURANCE RESEARCH: On the example of Ulaanbaatar city

• 영문명: AUTO CAR OWNERS LIABILITY INSURANCE RESEARCH: On the example of Ulaanbaatar city
• 발행기관: 단국대학교 몽골연구소
• 저자명: Zolzaya Gungaa Usukhbayar Bayarsaikhan
• 간행물 정보: 『몽골지역연구』제9권 제1호, 115~133쪽, 전체 19쪽
• 주제분류: 사회과학 > 지역학
• 파일형태: PDF
• 발행일자: 2024.01.30

영문 초록

The world community and international financial institutions pay attention to the development of the insurance industry in Mongolia, and the insurance industry is widely used to reduce the financial burden on the government in the event of any danger, accident, or disaster, and to ease the financial difficulties that people and organizations may face in the event of a disaster or accident. At least 120 primary data were collected through a sample survey of insured car owners living in Ulaanbaatar, and statistical processing and analysis were conducted. As of 2022, a total of 2,619 licensees and rights holders are operating in the insurance market. This is a decrease of 4% compared to the previous year. As of 2022, a total of 737 branches of insurance companies are operating in the insurance market. This is an increase of 7.2 percent compared to the previous year. Calculating the average growth rate for the 9 years between 2012 and 2020, the average growth rate of the number of insurance contracts is 6.2%, the average growth rate of the number of insured persons is 12.7%, and the average growth rate of insurance premium income is 9.8%. 19.8% growth. The companies with the largest number of insurance contracts are Ard insurance and Mongol insurance, while the fewest insured companies are GanZam insurance and Nomin insurance. According to the results of the sample survey of motorists who have car insurance, they always take out car insurance (r=0.88), the policyholders are interested in getting car compensation regularly(r=0.97), and they pay a lot of basic premium for car insurance (r=0.97). Since insurance is an activity based on the mutual trust of people, it is necessary to collect primary data for research on insurance participants, and to conduct statistical processing and analysis in order to make accurate and realistic conclusions about the industry.

목차

Ⅰ. INTRODUCTION

Ⅱ. MATERIALS AND METHODS

Ⅲ. RESULTS AND DISCUSSIONS

Ⅳ. CONLUSION

키워드

Insurance assessment of policyholders Insurance statistical analysis