STO를 활용한 고령자 소유 주택자산과 노인복지주택의 연계방안 연구

• 영문명: A Study on the Linkage Between Housing Assets Owned by the Elderly and Welfare Housing for the Elderly Using STO
• 발행기관: 한국도시부동산학회(구.도시정책학회)
• 저자명: 김정운 정락현 변창흠
• 간행물 정보: 『도시부동산연구』13권 3호, 171~190쪽, 전체 20쪽
• 주제분류: 사회과학 > 정책학
• 파일형태: PDF
• 발행일자: 2022.09.30

영문 초록

This study intends to propose a new model linking the asset securitization of housing owned by the elderly and securing funds for the construction of welfare housing for the elderly by using STO. This study proposes a five-relationship model consisting of five protocols, centered on the STO trading platform. As a result of simulations for multi-family houses owned by the elderly, the elderly who own a house can secure the occupancy fee and monthly payment of the elderly welfare housing without debt, and the STO investor has a stable investment return regardless of fluctuations in housing price. The model using the STO can be expected to provide liquidity to the elderly who have a high housing ownership rate and should burden high housing maintenance costs and to expand the supply of welfare housing for the elderly. In order to revitalize STO, it is necessary to revise the Capital Market Act to enable the issuance of STO, and to improve the guarantee system and system that allows for sale of housing for the elderly.

목차

Ⅰ. 서론

Ⅱ. 부동산 개발과 관리운영에서 STO 활용방안 논의

Ⅲ. 고령자 전용주택 공급구조의 문제와 STO 활용 필요성

Ⅳ. STO를 활용한 고령자 소유자산과 노인복지주택의 연계모델 개발

Ⅴ. 결론 및 시사점

참고문헌

키워드

자산담보 증권형토큰 노인주거자산 노인복지주택 대체불가능한 토큰 블록체인 기술 STO(Security Token Offering) Elderly Housing Asset Elderly Welfare Housing NFT Blockchain Technology