지방자치단체의 농작물재해보험료 추가지원의 정책적 효과 분석

• 영문명: Analysis of Policy Effects Caused by Providing Additional Insurance Premium Subsidy by Local Governments
• 발행기관: 한국농식품정책학회
• 저자명: 박준기(Park, Joonkee) 이두영(Lee, Douyoung) 정원호(Chung, Wonho)
• 간행물 정보: 『농업경영.정책연구』농업경영·정책연구 49권 1호, 15~33쪽, 전체 19쪽
• 주제분류: 농수해양 > 식품과학
• 파일형태: PDF
• 발행일자: 2022.03.30

영문 초록

This study analyzes policy effects caused by providing additional insurance premium subsidy by local governments in addition to the central government. For this purpose we test whether insurance premium subsidy by local governments increases insurance participation rate and causes farmers to commit moral hazard through using two-way fixed effects model. The results show that insurance premium subsidy by local governments reduces the financial burden on farmers and encourages them to take up an insurance policy. However, excessive subsidy results in heavy fiscal burden and moral hazard committed by participants. Therefore, local governments need to provide differentiated subsidy rates considering production risk, loss rate, and participation rate for each individual agricultural item. Items with either higher loss rate or higher participation rate need to be lowered subsidy rate, which would contribute on sound fiscal management and stable insurance operation in the future.

목차

Ⅰ. 서 론

Ⅱ. 정부의 보험료 보조 현황

Ⅲ. 지자체의 보험료 보조 효과 분석

Ⅳ. 요약 및 결론

참고문헌

키워드

Crop Insurance Premium Subsidy Insurance Participation Rate Moral Hazard Loss Rate Production Risk