마이데이터 산업의 전송요구권 동의방식에 관한 고찰

• 영문명: A study on the method of consenting the right to data portability in the My Data industry -Focused on the principle of GDPR transparency-
• 발행기관: 충북대학교 법학연구소
• 저자명: 이주희(Lee, Joo Hee)
• 간행물 정보: 『과학기술과 법』제12권 제1호, 189~212쪽, 전체 24쪽
• 주제분류: 법학 > 법학
• 파일형태: PDF
• 발행일자: 2021.06.30

영문 초록

My Data is a series of processes in which an individual as an information subject actively manages and controls his or her information, and utilizes it in his/her personal life in an active way, including credit management, asset management, and health management . My Data process begins with the consent of the information subject since it receives personal data from organizations that hold them and then integrates and connects them to offer customized financial services. However, the consent system under the current domestic laws and regulations is overly complex and requires those vast notifications and the purpose of use to be listed one by one. This only causes fatigue to information subjects, resulting in them to agree without fully aware of the notice in a formality. Thus, this paper tries to find out the proper method of obtaining voluntary consent from the credit information subject as a way to realize the right to data portability of them in the My Data business. The current status of domestic My Data policy and the consent method of credit information subjects indicated in the guidelines of the My Data industry was first examined (Ⅱ). Then the direction of the consent method for the right to data portability of personal credit information was reviewed by comparing the contents in Article 20 of the European General Data Protection Regulation (GDPR) and Article 33-2 of Credit Information Use and Protection Act, the right to data portability of personal credit information (Ⅲ). Based on this, this paper argues that the voluntary consent method that My Data providers receive from data subjects should be based on the principle of transparency of the GDPR when the data subject wants to exercise the right to data portability (IV).

목차

Ⅰ. 서론

Ⅱ. 마이데이터 산업 추진현황 및 마이데이터 가이드라인

Ⅲ. 마이데이터 산업의 전송요구권의 내용 - GDPR 정보이동권과의 비교

Ⅳ. 전송요구권의 자발적 동의방식 - GDPR 투명성 원칙을 중심으로

Ⅴ. 결론

키워드

마이데이터 산업 정보이동권 전송요구권 신용정보법 GDPR My data industry Information Portability the Right to Data Portability Credit Information Use and Protection Act GDPR