한국 기업 속성에 따른 기업연금보험 상품 및 제도유형 선호도 분석

• 영문명: The Impact of Corporate s Attributes on Corporate Pension Insurance Products & Type Preference
• 발행기관: 한국유통과학회
• 저자명: 주 헌(Heon Joo)
• 간행물 정보: 『산경연구논집(JIDB)』Volume.8 No.2, 21~31쪽, 전체 11쪽
• 주제분류: 경제경영 > 경제학
• 파일형태: PDF
• 발행일자: 2017.06.30

영문 초록

Purpose - The total amount of advanced Corporate Pension Insurance products exceed 148 trillion Korean Won at the end of 2016. For a firm with over 300 employees, when a bill on compulsion of introduction of Corporate Pension Insurance products, currently pending in court, is passed, Corporate Pension shall be an essential. The findings of the paper will provide a guideline for understanding on firm s attributes and its effects towards introduction of Corporate Pension Insurance products. Research design, data, and methodology – The data were collected using statistics of employer panel survey from Korea Labour Institute in 2013. The study analyses a sample survey on 1,775 outstanding enterprises and their HR department among whole corporations in Korea. For analysis of data, empirical testing by Logistic Regression was utilized. Results – As an outcome of empirical testing, variables on share of regular employees and the aged employees in over 50 s generates a significant statistical meaning. It eventually gives a great impact on purchase of Corporate Pension scheme. Moreover, variables on corporate financial statement, current sales, current net income, total amount of the debts, labor cost per person also has a vital influence on introduction of Corporate Pension Insurance products. Lastly, variables on firm s labor relationship have no effect except for the execution or non-execution of HR consulting. Meanwhile, Variables affecting a choice on pension schemes types among firm s attributes are a share of regular employees, current net income, execution or non-execution of HR consulting etc. These variables represents a statistical implication. According to their each features, they prefer DB or DC plan. Conclusions – Introduction of corporate pension scheme is apposite to contemporary Korea s situation entering a hyper-aging society and firms with a high share of regular employees, the weight of aging, current sales, current net income and la

목차

1. 서론

2. 이론적 배경

3. 연구설계

4. 가설검증

5. 결론

키워드

Corporate Pension Insurance Products Corporate Attribute Variables DB/DC/IRP Type