인터넷뱅킹시스템이 은행의 경영성과에 미치는 영향에 대한 분석

• 영문명: An Analysis of the Impact of Internet Banking Systems on the Business Performance of Bank
• 발행기관: 한국IT서비스학회
• 저자명: 심선영(Seonyoung Shim)
• 간행물 정보: 『한국IT서비스학회지』한국IT서비스학회지 제13권 제1호, 23~42쪽, 전체 19쪽
• 주제분류: 경제경영 > 경영학
• 파일형태: PDF
• 발행일자: 2014.03.31

영문 초록

This study investigates the impact of Internet Banking Systems on the business performance of bank. Although Internet Banking Systems were introduced about 15 years ago in Korea, there were few studies which evidenced the relationship between Internet Banking Systems and the performance of banks. For this empirical investigation, this study collected the panel data of 13 domestic banks over 8.5 years and divided the dataset into two parts-the first half period (2003-2007) and the second half period (2008-2011) in order to examine the dynamic changes in the impact of Internet Banking Systems. The fixed-effects panel regression results were different in the two parts of dataset. Internet Banking Systems showed only cost-efficiency impact in the first half period. However, in the second half period, Internet Banking Systems showed positive impact on the bank profitability. Moreover, the dummy variable regarding local bank showed no additional impact on this result, implying that the impact of Internet Banking Systems was still significant for the local banks. The results will deliver managerial interpretation on the value of Internet Banking Systems and additional implication on the strategic planning of Internet Banking Systems for many domestic banks.

목차

Abstract

1. 서론

2. 이론적 배경

3. 연구 방법

4. 연구 결과

5. 결론

참고문헌

저자소개

키워드

Online Banking Systems Internet Banking Systems IT Investment Business Performance Bank Profitability