우리나라 역모기지의 운용상 문제점과 일본 역모기지의 현황과 구성에 관한 연구

• 영문명: A study of problems associated with the implementation of a reverse mortgage in Korea and the present status and structure of the reverse mortgage system in Japan
• 발행기관: 한국주거환경학회
• 저자명: 김진(Kim Jin) 정재호(Chung Jae-Ho)
• 간행물 정보: 『주거환경(한국주거환경학회논문집)』住居環境 제3권 제1호, 29~48쪽, 전체 20쪽
• 주제분류: 사회과학 > 지역개발
• 파일형태: PDF
• 발행일자: 2005.06.01

영문 초록

  An alternative way to senior homeowners as a retirement income arrangement is a reverse mortgage system. The introduction of this special loan has contributed to change financial products of real property and has acted to supplement pension funds for the elderly in a rapidly aging society. Unfortunately, the reverse mortgage has attracted little attention from borrower mainly due to the widespread of its unreliable and exaggerated information. The purpose of this study is firstly to examine problems of currently available reverse mortgages in Korea, then to indicate the status and structure of the system in Japan which has the identical trend of a rapid aging society, and finally to suggest plausible strategies to promote reverse mortgage loans in Korea.

목차

Abstract
Ⅰ. 연구의 목적과 방법
Ⅱ. 우리나라 역모기지의 운용상 문제점
Ⅲ. 일본 역모기지의 현황과 종류
Ⅳ. 시사점
Ⅴ. 결론
참고 문헌