학술논문
Parental Financial Socialisation of Young Black African Adults in South Africa
이용수 21
- 영문명
- Parental Financial Socialisation of Young Black African Adults in South Africa
- 발행기관
- People & Global Business Association
- 저자명
- Adam Ndou
- 간행물 정보
- 『Global Business and Finance Review』Vol.29 No.1, 72~84쪽, 전체 13쪽
- 주제분류
- 경제경영 > 경영학
- 파일형태
- 발행일자
- 2024.02.28
4,360원
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국문 초록
영문 초록
Purpose: Parental financial socialisation is necessary to help young adults to effectively manage their finances and improve their financial well-being. This study examined parental financial socialisation of young black African adults by their parents in rural and low-income area in South Africa.
Design/methodology/approach: Parental financial socialisation was measured through parental financial behaviour, parental financial monitoring, parental financial discussions, parental financial communications, and parental finan-cial teaching. This study adopted quantitative research approach and self-administered questionnaire to collect data from young black African adults in Fetakgomo Tubatse and Intsika Yethu municipalities because these municipal-ities are the most rural and low-income areas in South Africa. Descriptive statistics were used to analyse data. The composite score was calculated to determine parental financial socialisation.
Findings: The overall score of Parental financial socialisation was 53%, which is moderate. Thus, young black African adults are financially socialised by their parents. This result was surprising as parents in rural and low-income areas uphold cultural norms and values and consider discussing certain issues like money with children a taboo.
Research limitations/implications: Due to the low levels of general literacy among the respondents, which neg-atively affected data collection; some young adults did not understand the questionnaire and withdrew from partic-ipating in the study. Furthermore, even though confidentiality and anonymity were guaranteed, respondents were reluctant to participate in the study. They feared exposing their financial position and displayed a lack of trust.
Originality/value: This study is the first to investigate parental financial socialisation of young black African adults in rural and low-income area in South Africa. This study concluded by providing recommendations and suggestions for future research.
목차
Ⅰ. Introduction
Ⅱ. Literature Review
Ⅲ. Methods
Ⅳ. Results
Ⅴ. Discussions
Ⅵ. Conclusions
Ⅶ. Limitation and Further Research
References
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