중국 신용정보공유제도의 발전

• 영문명: The Recent Development of Credit Sharing Information System in China
• 발행기관: 한국동북아경제학회
• 저자명: 박찬일(Chanil Park) 남수중(Soojoong Nam)
• 간행물 정보: 『동북아경제연구』東北亞經濟硏究 第20卷 第1號, 273~297쪽, 전체 25쪽
• 주제분류: 경제경영 > 경제학
• 파일형태: PDF
• 발행일자: 2008.04.30

영문 초록

The purpose of this study is to examine present and future developments of credit sharing information system in China from the perspective of currently fashionable law and finance theory. China offers an interesting case study in investigating the relationship between legal tradition and creditor rights, which, in turn determines the relationship between legal institutions and financial development. This paper supports the view that creditor rights and public credit registries can be substitutes, and that public and private credit registries might be substitutes as well at this stage of financial development in China. Furthermore, this study attempts to figure out which factors underlie China s recent development of financial infrastructure, providing another dimension for the explanation of finance-growth nexus. Credit information sharing system, which is an essential part of financial infrastructure, develops as consumer credit begins to expand in a significant degree. Public credit registries appear to be more probable alternatives in countries with less efficient judicial systems.

목차

Ⅰ. 서론

Ⅱ. 신용정보시장 구조의 국제비교와 이론적 배경

Ⅲ. 중국 신용정보공유제도의 발전과 제도적 환경

Ⅳ. 법금융학적 시사점과 향후 발전전망

키워드

신용정보공유제도 공적 신용정보제공기관 민간 신용정보제공기관 법금융이론 Credit Information Sharing System Public Credit Registry Credit Bureau Law and Finance Theory