블록체인 기반 대고객 뱅킹 서비스에 대한 우선순위 도출

• 영문명: Prioritization of the Block Chain-based Financial Services for Bank : Focused on the Case Study of a Local Bank
• 발행기관: 한국IT서비스학회
• 저자명: 고민석(Min-Seok Ko) 김재희(Jaehee Kim)
• 간행물 정보: 『한국IT서비스학회지』한국IT서비스학회지 제20권 제3호, 87~101쪽, 전체 15쪽
• 주제분류: 경제경영 > 경영학
• 파일형태: PDF
• 발행일자: 2021.06.30

영문 초록

Since the introduction of block chain technology, its potential use in financial service area have been increasing, and financial firms are seeking ways to take advantage of the benefits of it. The purpose of this study is to present an approach to prioritize block chain-based services for bank. Toward this, we picked out potential financial services through focus group interview and derived the criteria that can be used in evaluating the priorities of block chain-based banking services in the same way. Then, we propose an analytic hierarchy process model to help decision makers prioritize the banking services while considering multiple criteria of technology issues, governmental regulations in the financial industry, cost, managerial issues, customers’ needs, and the business opportunity for the bank. By using the analytic hierarchy process model, we can estimate the weighting coefficients to be assigned to each criteria and determine the order of priority in determining the best block chain-based service for the case study bank. The results show that banking login authentication would be forefront service, followed by money transfer, document notarization, and trade financing service in the order, and the trade financing could be most important service in terms of the business profitability for the bank in the future.

목차

1. 서 론

2. 블록체인 기술의 뱅킹 분야 활용 방안

3. 금융업의 블록체인 기술 도입 시 고려사항

4. 블록체인 기술 기반 뱅킹 서비스에 대한 우선순위 결정

5. 결 론

참고문헌

키워드

Block Chain Banking Financial Services Login Authentication Analytic Hierarchy Process