한 · 중은행의 상호진출이 경영성과에 미치는 영향

• 발행기관: 강원대학교 경영경제연구소
• 저자명: 반기신(Qi-Xin Pan) 변혜영(Hae-Young Byun)
• 간행물 정보: 『아태비즈니스연구』제9권 제1호, 57~76쪽, 전체 20쪽
• 주제분류: 인문학 > 문학
• 파일형태: PDF
• 발행일자: 2018.03.01

영문 초록

This paper studies the influence of the bilateral expansion of Korean and Chinese banks on performance. To conduct the empirical analysis, we select eleven Banks in South Korea and thirteen Banks in China over the 2000-2014 time frame. The main regression results are as followed. First, the sample bank’s overseas subsidiaries have a significant effect on profitability and the profitability is somewhat deteriorates. Second, the sample bank s overseas branch and subsidiaries have a significant effect on the bank s risk. That is, the loan loss provision ratio is slightly increased but impaired loan ratio is highly decreased. Third, the sample banks overseas branch and subsidiaries also have a significant effect on bank efficiency. The ratio of customer deposits per employee worsens somewhat but the gross loan per employee are increased. In conclusion, as time passes, bank profitability or efficiency from mutual expansion of Korean banks and Chinese banks seem to be improving somewhat, and this phenomenon is more prominent at Korean banks than at Chinese banks.

목차

Ⅰ. 서론

Ⅱ. 해외진출에 관한 이론적 배경

Ⅲ. 연구방법론

Ⅳ. 실증분석 결과

Ⅴ. 결론

키워드

Banks Overseas Expansion Performance