농업인안전보험 보장수준 조정 방안

• 영문명: Modification on Coverage level of Farmer Insurance
• 발행기관: 한국농업경제학회
• 저자명: 김태후(Taehoo Kim) 김성섭(Seongsup Kim) 서상택(Sangtaek Seo)
• 간행물 정보: 『농업경제연구』58권 1호, 73~96쪽, 전체 24쪽
• 주제분류: 경제경영 > 경제학
• 파일형태: PDF
• 발행일자: 2017.03.30

영문 초록

The objective of this study is to suggest an alternative of the current farmer insurance program by adjusting coverage levels for each insurance provision without the increase in the premium. In order to adjust farmer insurance coverage levels, “What-If” analysis with Monte-Carlo simulations and nonlinear optimization was conducted. Empirical insurance data with seven years(2009-2015) were used to perform the “What-If” analysis. The results show that if the death and disability payments of type 2 and type 3 were fixed to type 1, farmers could receive the adjusted off-work benefits of 2.37 and 3.73 times on average compared to the current the off-work benefits without the increase in premium. This adjusted off-work benefits for man(woman) is calculated as 67(105)% for type 2, 99(159)% for type 3 compared to the off-work benefits of the worker’s com-pensation insurance(agricultural sector). This implies that the enhancement of off-work benefits could help farmers to manage more stable farming.

목차

Ⅰ. 서 론

Ⅱ. 농업인안전보험과 산재보험의 보장수준 비교

Ⅲ. 자료 및 분석모형

Ⅳ. 분석결과

Ⅴ. 결 론

키워드

Farmer Insurance What-If Analysis Monte-Carlo Simulation Nonlinear Optimization