IM(Information Memorandum)을 통한 은행의 부동산 Project Financing 예상손실 도출을 위한 연구

• 영문명: A Study to Derive the Expected Loss of Real Estate Project Financing by Banks through Information Memorandum
• 발행기관: 한국도시부동산학회(구.도시정책학회)
• 저자명: 이성실(Lee, Seong-Sil) 임미화(Lim, Mi-Hwa)
• 간행물 정보: 『도시부동산연구』13권 2호, 139~159쪽, 전체 21쪽
• 주제분류: 사회과학 > 행정학
• 파일형태: PDF
• 발행일자: 2022.06.30

영문 초록

Accordingly, this study analyzed the relationship between the EL amount and various real estate PF factors based on the current status of real estate PF handling by A Bank from 2015 to 2020. Comparing with previous studies that simply analyzed delinquency, provision rate, and loan quality-oriented analysis, or only negative loans without distinction from approved loans, this study selected and analyzed the EL amount, which is considered more in terms of risk management, together with the implementation of Basel III. It was analyzed by selecting it as a variable. Even if the loan was executed after the loan term and repayment method were confirmed at the time of the loan agreement, it was confirmed that the term and repayment method are not risk variables because early loan repayment is made through income from pre-sale. In addition, it was confirmed that PF, which is a special finance sector other than general corporate finance, is considering acquiring collateral for stable receivables bond collection.

목차

Ⅰ. 서론

Ⅱ. 이론적 고찰

Ⅲ. 종속변수 및 독립변수 선정

Ⅳ. 실증 분석

Ⅴ. 결론

참고문헌

키워드

은행 프로젝트 파이낸싱,예상손실 바젤 Ⅲ Bank Project Financing Information Memorandum Expected Loss Basel Ⅲ