은행의 수수료수익 제고에 대한 연구

• 영문명: A Study on Bank's Fee Generation Strategies
• 발행기관: 한국상품학회
• 저자명: 정헌용(Jung Heon-Yong)
• 간행물 정보: 『상품학연구』제33호, 323~336쪽, 전체 14쪽
• 주제분류: 경제경영 > 경제학
• 파일형태: PDF
• 발행일자: 2004.12.01

영문 초록

The paper analyzes how bank characteristics affect the performance of Korean banks. Utilizing bank level data, the study examines the performance indicators of Korean banks during 2000∼2003. The empirical test is concerned with the determinants of ROA of the Korean banks. I use bank size, the ratio of bank loans to total assets, fixed asset ratio, spread, interest income, and non-interest income as proxies for bank characteristics factors. The results indicate that high non-interest income leads to higher profitability. Everything remaining equal, the regression results show that the size of the bank has negative impact on the profitability. This latter result may simply reflect scale inefficiencies.

목차

Ⅰ. 서론

Ⅱ. 금융환경의 변화

Ⅲ. 국내 은행의 수익구조

Ⅳ. 수수료수익의 제고방안

Ⅴ. 우리나라 일반은행의 수익성 분석

Ⅵ. 결 론

참고문헌

Summary